Planning For A Happy Retirement

In the iconic fable of the ant and the grasshopper, it is the ant who works hard all summer and fall to harvest food for the winter, and the grasshopper who whiles away the summer months without a plan for the future. Of course, eventually winter settles in, and it is then that the grasshopper learns the value of planning ahead from the cozy ant.

As our own warm season begins its inevitable slide into winter, keep that lesson in mind as you approach your financial planning. It’s never too early to  make an RRSP contribution – in fact, the earlier in the year you make the contribution, the more advantage you’ll gain from the tax deferral. Even better than an early payment, however, is a regular contribution. Setting up a monthly automatic transfer into your RRSP is a modest adjustment, and before long you’ll not even notice the money coming out of your paycheck – but you’ll notice it when it comes time to retire, that’s for sure!

Another great asset that is all too frequently under-utilized is your TFSA. Just about 35% of eligible people actually open a TFSA, but this tool is one of the most powerful savings vehicles available. Opening your account now means that every year you’ll accumulate additional capacity to  make contributions – and any excess capacity that you don’t use one year gets carried over to the next. That means that opening up your TFSA should be a priority if you have not already done so.Male sex enhancement tablets suppliers should ensure that the offered medication is safe to consume and cialis on line try for more info highly effective medication to cure ED in men. As reform efforts proceed, the organization generates increasingly prescription viagra prices sophisticated data and uses it in a meaningful way. This particular enzyme stops the blood from flowing and ensures that the blood is flown properly to the penis of the cialis samples man. online discount cialis Stay chill rather than undertaking any tough job like lifting heavy things, driving vehicle, machinery related work, and too much exercise at one time after consuming this medicine.

You don’t have to face your winter planning alone. At GBK Strategic Financial Partners, we’re ready to be your partners on the road to a long, happy retirement. We’ll show you what you need to do to make sure that you’re prepared for the winter like our good friend the ant.